85% of Fertility Grant Applicants Lack Treatment Coverage, Study Shows
The Stork Foundation's analysis reveals that 85% of applicants for fertility treatment grants in the U.S. have no insurance coverage, with average anticipated costs nearing $20,000.

The Stork Foundation received a record 1,076 applications for financial assistance in its 2026 grant cycle, highlighting significant financial barriers to fertility treatments for American families. An analysis of applicant data found that 85% lacked insurance coverage for their intended fertility treatment. The average anticipated cost for the next course of treatment was $19,149, with 39% having already spent over $10,000 out-of-pocket.
These figures emerge in a country where only about a quarter of large employers offer IVF coverage, making treatment inaccessible for many. In response, The Stork Foundation has launched a national fundraising campaign, "$6 for 1 in 6," encouraging supporters to donate $6 in honor of a child born via fertility treatment.
The campaign runs through December 1, 2026, with all funds raised designated for additional treatment grants. Founded in 2020, the Foundation aims to help families overcome financial obstacles to accessing care. The organization is currently reviewing its 2026 applications, with recipients expected to be notified in November.
Elizabeth Frattura, founder of The Stork Foundation, stated that cost remains a primary barrier to fertility care, leading many families to delay or forgo treatment. The Foundation provides grants of up to $15,000 to eligible individuals and couples.