AI-Native Credit Card Partners Selected: Kimi Card to Launch with Amex, Agribank
The world's first AI-native credit card, dubbed the 'Kimi Card,' has reportedly finalized partnerships with American Express and Agricultural Bank of China. The card is expected to launch soon.
Reports indicate that the 'Kimi Card,' positioned as the world's first AI-native credit card, is set to launch soon after establishing partnerships with American Express and the Agricultural Bank of China. This collaboration aims to bridge advanced AI capabilities with traditional financial services.
The venture, which began development in April, has seen rapid progress. An agreement has been reached where cardholders can redeem daily spending points for discounts on Kimi membership benefits. This feature is expected to appeal to American Express's user base, which typically includes professionals and business elites, a demographic aligned with the target audience for AI productivity tools.
Beyond point redemptions, the partners plan to explore further integrations. These include smart contract payments, linking tokenized credit lines with actual credit limits, and creating a bidirectional flow between loyalty points and computing power. Cardholders will also gain access to early testing of new AI models and exclusive industry events.
The initiative reflects a broader ambition to integrate AI as a fundamental utility into daily life. Pre-orders for the Kimi Card began on June 12, signaling the company's commitment to exploring new financial paradigms where digital and physical assets can interconnect and offer enhanced value.