BinBase Adds Combo Card Intelligence to Payment Routing Data
BinBase has introduced dedicated COMBO_CARD identification for Visa and Mastercard. This aims to help payment gateways, PSPs, and merchants optimize transaction routing and reduce misclassifications.
BinBase, a provider of global payment card data, has expanded its 2026 BIN dataset by adding COMBO_CARD identification for Visa and Mastercard.
The new feature is designed to assist payment gateways, payment service providers (PSPs), and merchants in optimizing transaction routing. By specifically identifying combo cards, the company aims to eliminate misclassifications of cards with multiple profiles, which can lead to more efficient processing and potential cost savings.
This expansion addresses the growing need for granular data in the payments industry. Combo cards, which often combine credit and debit functionalities or features from different card networks, require precise identification for proper transaction handling.
The enhancement is expected to improve the accuracy and efficiency of payment processing, potentially benefiting both businesses and consumers through smoother transactions.