Fintech Firm Easy Platform's Zype Achieves Profitability

Mumbai-based fintech Easy Platform Services, the parent company of digital lending startup Zype, achieved profitability in the fiscal year 2026. The company reported a consolidated profit after tax (PAT) of ₹5.3 crore, a significant improvement from a loss of ₹12.9 crore in FY25.

The company's total income surged by 66.6% to ₹176.6 crore in FY26, up from ₹106 crore in the previous year. Easy Platform continued its profitable trajectory into the first quarter of the ongoing fiscal year, with provisional PAT of ₹6.1 crore on total income of ₹66 crore.

These financial results were disclosed in a rating rationale by ICRA, which assigned a provisional rating to pass-through certificates worth ₹8.07 crore. These certificates are backed by personal loan receivables originated by Easy Platform's NBFC subsidiary, Respo Financial Capital.

Easy Platform's total managed assets increased by 63.5% to ₹621.2 crore in FY26. Asset quality also improved, with the gross stage 3 ratio declining to 2.2% from 3% in FY25. The capital-to-risk weighted assets ratio (CRAR) stood at 33.3% in FY26, exceeding regulatory requirements.

Founded in 2019, Easy Platform operates the Zype lending platform, which offers unsecured personal loans to salaried individuals. The company raised ₹90 crore in a Series B funding round in August 2025.