Groceries Accounted for 25.9% of UPI Merchant Transactions in September
Groceries and supermarkets represented 25.9% of all UPI merchant transactions in September, totaling 3.94 billion. The overall value of merchant transactions saw a slight decrease from the previous month.
In September 2026, groceries and supermarkets accounted for 3.94 billion Unified Payments Interface (UPI) merchant transactions. This represented 25.9% of the 15.23 billion transactions reported by the National Payments Corporation of India (NPCI).
The grocery sector also led in transaction value, reaching Rs 84,238 crore. Despite the highest volume, groceries constituted only 9.5% of the total merchant payment value, which was Rs 8,86,987 crore.
Overall, UPI merchant transactions declined by 1.8% in volume from August's 15.51 billion transactions and by 0.9% in value from Rs 8,95,321 crore.
Fast food restaurants followed groceries with 1.51 billion transactions, ahead of eating places and restaurants at 1.28 billion. Together, these three categories comprised 44.2% of merchant transaction volume. Telecom services ranked next with 812 million transactions.