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Motorhomes Increase Accident Risk, Says R+V Insurance

Motorhome travel is popular, but driving these vehicles differs significantly from cars. R+V Insurance highlights an increased risk of accidents.

11 October 2026
Motorhomes Increase Accident Risk, Says R+V Insurance

The popularity of motorhome travel is growing, but R+V Insurance is warning of an increased accident risk associated with driving these larger vehicles. The insurer emphasizes that motorhomes behave differently than standard cars, particularly for drivers with limited experience.

Motorhomes are larger, heavier, and have a higher center of gravity than passenger cars. These factors affect handling, steering, and braking distances. R+V Insurance points out that the extensive mileage often covered on motorhome trips also contributes to the heightened risk of accidents. The company advises careful planning, considering diverse road conditions that can be challenging, especially in rural Southern Europe or Scandinavia.

Weather conditions, such as strong side winds, pose a significant danger due to the motorhome's large surface area exposed to the wind, potentially causing skidding or even rollovers. Proper loading is also crucial, as exceeding the maximum permitted weight can lead to fines and compromise vehicle stability. Heavy items should be stowed low to maintain stability.

R+V Insurance also offers advice on realistic daily travel planning, ensuring all occupants wear seatbelts, and suggests weighing the vehicle before departure. Additionally, their insurance policies can be enhanced with the 'SchutzbriefPlus' add-on for comprehensive coverage in case of accidents abroad.

Original source: ruv.de