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PAYBACK and American Express launch no-annual-fee credit card

PAYBACK GmbH has partnered with American Express to introduce a new credit card in Germany. The card offers no annual fee and provides customers with opportunities to earn PAYBACK points on all purchases.

9 June 2026
PAYBACK and American Express launch no-annual-fee credit card
Image is an AI-generated illustration

PAYBACK GmbH has launched a new credit card in Germany in collaboration with American Express. The "PAYBACK American Express" card is aimed at customers seeking to earn PAYBACK points on their everyday spending.

The card allows users to collect one point for every three euros spent, regardless of the purchase location. At PAYBACK partner merchants, customers can earn points twice: once for the card payment and additionally through the partner's regular offerings.

The company highlights that the card comes with no annual fee. Furthermore, loyal PAYBACK customers can benefit from extended perks, including the indefinite validity of points and the option to convert collected points into Miles & More airline miles.

The application process can be completed online, with identification via post office or online. American Express provides 24/7 customer service and assistance for international emergencies.

Original source: payback.de