R+V: Attractive surplus participation despite low interest rates

Insurance company R+V Versicherung AG has announced it will offer a total yield of 3.8 percent for its life and annuity insurances in 2015. This includes a current interest rate of 3.2 percent, plus a final surplus participation and a minimum share of the valuation reserves.

Despite a prolonged period of low interest rates, R+V aims to highlight the continued attractiveness of its products. The company states that life and annuity insurances provide security and lifelong benefits, which are becoming increasingly important given demographic trends in Germany.

Frank-Henning Florian, CEO of R+V Lebensversicherung AG, emphasized that the company's solid investment policy and strong financial position enable it to fulfill all its commitments long-term. The company's financial strength is supported by external ratings.

In October 2014, rating agency Fitch assigned R+V Lebensversicherung AG an "AA-" rating ("very strong") with a stable outlook. Standard & Poor's also rated R+V Versicherung AG "AA-" with a stable outlook. Furthermore, Morgen & Morgen assessed R+V Lebensversicherung AG as "excellent" in terms of resilience during crises.