Stablecoin Usage Surges in Digital Payments, Mercuryo Data Shows
Mercuryo's latest data indicates stablecoins are moving beyond cryptocurrency trading to become a core digital payment layer. Their use is expanding across fintech and traditional financial integrations.
Global payments infrastructure platform Mercuryo has released data showing stablecoin usage is evolving into a primary payment and settlement layer, supporting various fintech operations as traditional finance integrates blockchain efficiencies.
Originally a hedge against volatile crypto markets, stablecoins are rapidly gaining traction across the digital economy. Mercuryo's analysis of purchases via its on-ramp infrastructure reveals stablecoins accounted for 60% of total crypto purchase value on the platform in the first half of 2026, an increase from 43% in the latter half of 2025.
Neobanks are driving the growth of stablecoin use for international transfers and multi-currency accounts. Businesses are also leveraging stablecoins for treasury rebalancing across jurisdictions, inter-subsidiary capital movement, and real-time supplier invoice settlement. Many of these workflows utilize stablecoins like USDC for 24/7 settlement.
"Stablecoins are becoming increasingly ubiquitous in payments and the emerging digital economy," said Arthur Firstov, Chief Business Officer at Mercuryo. "The clunkiness of traditional banking infrastructure is quietly being replaced. For consumers and businesses alike, instantaneous online payments are fast becoming a necessity."
Mercuryo's data highlights a pronounced shift towards stablecoins among new users, representing 47% of all first-time crypto purchases compared to 33% in late 2025. The average stablecoin order value also increased by approximately 28%, indicating both increased frequency and volume of stablecoin adoption.