Yiren Digital Reports Second Quarter 2026 Financial Results
Yiren Digital Ltd. announced its financial results for the second quarter of 2026. Loan facilitation volumes saw a significant year-over-year decline, while insurance client numbers grew substantially.
BEIJING, Sept. 30, 2026 – Yiren Digital Ltd. today reported its financial results for the second quarter ended June 30, 2026. The company’s credit solution business experienced a significant decrease in facilitated loan volumes, totaling RMB6.3 billion (US$0.9 billion), down 29% from the previous quarter and 69% from the same period last year.
In the insurance brokerage segment, the number of clients grew substantially by 281% year-over-year, with insurance brokerage revenue increasing by 16%. However, the number of new insurance policies decreased by 8% from the first quarter, although it rose 177% compared to the prior year.
The company noted improvements in delinquency rates, with 31–60 day and 61–90 day rates declining. Repeat borrowers constituted 82% of total loans facilitated, reflecting the company's focus on established customers.
On the technology front, Yiren Digital continued to leverage artificial intelligence to enhance its operations. AI deployment has yielded measurable efficiency gains, including reduced manual intervention and higher autonomous resolution rates in customer service.
Furthermore, the company’s board authorized a new share repurchase program on July 2, 2026, for up to US$20.0 million over the next 12 months. Yiren Digital also entered into a warrant agreement with an AI-native company focused on immersive AI entertainment.